Hemp Package
Insurance Experts

Hemp Package coverage, built from the ground up exclusively for cultivators, processors, manufactures, and distributors, with the ability to customize coverages to fit your specific needs.

Our Ideal Clients

  • Cultivators 
  • Product Manufacturers 
  • Ancillary Businesses
  • Consultants
  • Dispensaries 
  • Testing Laboratories 
  • Security Firms
  • Transport companies
  • CBD Oil Extractors/Processors 
  • Landlords 
  • Law Firms

“As a Hemp Farmer, what do I need to protect my investment?”

Hemp Operations Insurance Coverage

  • General Liability 
  • Products and Completed Operations  
  • Product Withdrawal Expense  
  • Property – “All Risk” and “Special Form” 
  •  Property in transit – Cargo 
  • Workers Compensation 
  • Short-term event coverage 
  • Commercial Auto 
  • Excess Liability  
  • Crop 
  • Crime 
  • Cyber
  •  Pollution
  • Professional Liability 
    • D&O – Directors, and Officers 
    • E&O – Errors and Omissions
      • Manufacture E&O 
      • Seedsman’s’ E&O 
      • Cultivators E&O  

Commercial Auto

  • Nationwide Coverage – Multiple Carriers  
  • All Vehicle Types 
  • State Filings Approved 
  • HNOA

Commercial Cargo

  • Nationwide Coverage – Multiple Carriers  
  • All Vehicle Types 
  • State Filings Approved 
  • HNOA

Crop Coverage

  • Our outdoor crop program covers hail, drought, and excessive heat, lack of precipitation, excessive rain, flood, storm surge, and frost. 
  • Total Insured Value (TIV) range is $500k – $100M.   
  • 1-4 weather stations are placed on each farm, depending on size and topography. 

Property Coverage

  • Protect against: Theft, Fire, or Water damage. 
  • Building coverage: Tenant Improvements, Improvements & Renovations, and Equipment. Inventory & Stock, Loss of Income 

Why Choose Nine Point Strategies

Nine Point Strategies is a specialty division of Stratton Agency, Inc. located in San Carlos, CA.  Stratton Agency has been a leading provider of Insurance & Risk Management Services since 1914 and has emerged as a leading brokerage for specialty insurance placement.  As a proud recipient of the Best Practices Designation by the Independent Insurance Agent & Brokers Association (IIABA) since 2009, you can be confident that you are working with a success partner that knows what it is like to be on the Top Shelf of what we do.


  • Retail Dispensaries
  • Cultivators
  • Processors
  • Manufacturing
  • Laboratories
  • Smoke Shop
  • Landlords of Cannabis Tenants

Other Products

  • Cyber Liability
  • Workers Compensation
  • Directors & Officers
  • Physicians Errors & Omissions
  • Employment Practices Liability
  • Course of Construction

Automate Your Business

CSR24 is our Self-Service, Online Policies Services Portal where you can request changes & edits to your policies, download certificates, store documents and so much more. To learn how CSR24 can help your business today, talk to one of our Expert Customer Service Representatives now at (855) 507-2622.

August 25, 2020 in Cannabis Community, Featured Article, Insurance, News, Risk Management

Looted Cannabis Retailers Reopen.

Good news to hear, reporting from MJBizDaily.com.

Read More


As a Nine Point Client, you will benefit from our Free webinar series offered by or HR Division, HR Ideas.  If you are a client and would like access to our webinars, please contact your NPS representative for your free coupon code.

General Liability

A comprehensive risk management program begins with a General Liability policy to protect your business against lawsuits for bodily injury and property damage to others. Contact one of our agents for a no-obligation policy review to make sure you have the coverage you need.

Crop Insurance Coverage

Crop coverage is available for indoor and greenhouse grows to protect you against loss from the physical perils of Fire, Theft, Wind and Hail. For full-spectrum coverage inquire about combining Crop with Business Income and Equipment Breakdown for a complete property protection solution.

Workers Compensation Insurance

Nine Point Strategies knows Workers Compensation, and we understand that working with cannabis poses no greater risk to employees than most other products. Clients use our CompShield program’s systematic claims process and our in-house Safety Department to help reduce their Work Comp costs.

Property Insurance

Another fundamental coverage is Property insurance. We provide coverage against loss from fire, theft and vandalism, protecting your investment in buildings and tenant improvements, business personal property, manufacturing equipment, inventory, crop and finished stock.  Call us to discuss your Property coverage requirements.

Products Liability Coverage

It’s true – cannabis never killed anyone. What is also true is that almost anyone can bring suit against you if you manufacture, test or sell cannabis products.  Our policies provide you with Duty to Defend coverage to protect your business if named in a suit by consumers alleging harm from your products.

Get a Quote Today